5/14/2024 0 Comments Safe credit union locations![]() The actual rate may vary based upon creditworthiness and underwriting policies. Rates and terms are subject to change at any time. ![]() Used vehicle loan 6.995% APR for 60 months, $19.80 per month per $1,000 borrowed. **New vehicle loan, 6.37% APR for 60 months, $19.51 per month per $1,000 borrowed. We want to make your next car-buying experience hassle-free and convenient. Up to 100% of purchase price, including sales taxįrom choosing your perfect car at the dealership or utilizing PFCU’s CarMatch, we are here to help you get in the driver’s seat. Not responsible for typographical errors. Please call the credit union for the most up to date rate information. Introductory Rate of 1.99% for the first 6 months and adjusts to Prime + a margin after the introductory period. The minimum “floor” APR on all Equity Lines of Credit is 3.25% and the maximum APR that can apply is 18%. prime rate as published in The Wall Street Journal. **The APR for all Equity Lines of Credit may vary and is based on the U.S. To qualify for membership, you must open a savings account with a minimum deposit of $5. Additional terms and conditions may apply. Applicants are subject to credit approval and PFCU underwriting guidelines. Whether you’re looking to consolidate debt, pay for college tuition or remodel your kitchen, you can use the equity in your home to help finance the cost. Home Equity Fixed First Lien up to 80% LTV Speak with one of our Mortgage Loan Officers at (973) 361-5225 extension 157. Other terms available for two to four family units. Our minimum mortgage amount is $50,000.00 to a conforming maximum of $766,550 and $1,089,300 for high cost areas for single family residences. The APR is calculated based on a loan amount of $100,000. Rates, fees, and terms are subject to change at any time. Any member that has financed their mortgage with PFCU in the last twenty-four (24) months is not eligible for this program. ![]() All applicants with a loan to value over 80% require Private Mortgage Insurance (PMI), which is funded by the applicant. Cash out refinances may be subject to different terms and/or restrictions. Maximum loan amount of $766,550 and the minimum loan amount is $50,000. Home purchase applicants will also be responsible for survey costs, home inspection costs, and all settlement items between the applicant as buyer and seller for the purchase of applicant’s home. Refinance and new purchase applicants will be responsible for interim interest, funding an escrow account for property taxes and insurance, and all title insurance costs and attorney fees. The $799 Flat Fee is non-refundable and payable upon return of the signed Initial Disclosure Package. +The Flat Fee Mortgage Program is available to borrowers purchasing or refinancing 1-4 family owner-occupied properties located in NJ, PA, DE, MD, DC, VA, NC, SC, GA, FL and is subject to change at any time. *Instant Decision not available for Home Equity or Mortgage Loans. We’re here to assist you in finding the right mortgage product and loan terms to meet your needs and budget. Please consult the privacy disclosures on such sites for further information.Whether buying or refinancing, you can count on PFCU to be your home buying partner. The privacy policies of Sierra Central Credit Union do not apply to linked Websites. Links to non-Sierra Central sites do not imply any endorsement of or responsibility for the opinions, ideas, products, information or services offered at such sites, or any representation regarding the content at such sites. Sierra Central does not guarantee the authenticity of documents on the Internet. Sierra Central makes no warranties, either express or implied, concerning the content of such linked sites, including the accuracy, completeness, reliability or suitability thereof for any particular purpose, nor does Sierra Central warrant that such site or content is free from any claims of copyright, trademark or other infringement of the rights of third parties or that such site or content is devoid of viruses or other contamination. Sierra Central has no control over the content on such websites. Links to non-Sierra Central websites are provided solely as pointers to information that may be useful to users.
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